We search 182 banks, credit unions, and wholesale lenders to build you a personalized, interactive breakdown of every mortgage option available for your home or situation — completely free, no credit pull.
Get Started — It's Free
Keith will search 182 lenders and build your personalized page within 24 hours.
No credit pull. No obligation. No pressure — ever.
Stop Believing These Myths
You need 20% down
Some programs start at 0%
Perfect credit required
FHA works from 580+
Takes months to close
We've closed in 6 days
It's too complicated
Keith walks you through every step
The Process
Not a generic rate quote. Not a lead form that sells your info to 10 lenders. A real, personalized breakdown built specifically for you.
Keith personally searches across banks, credit unions, and wholesale lenders to find the best rate and program for your exact situation — not a generic quote.
We build a personalized, interactive page just for you — showing your real monthly payment, cash to close, buydown options, and how your credit score affects your rate.
See side-by-side comparisons of 5% vs 10% vs 20% down, 1/0 and 2/1 buydowns, permanent rate buydowns, and how seller concessions can lower your costs.
No confusing paperwork. Keith calls you to walk through your breakdown in plain English — answering every question until you feel confident about your decision.
What You'll Receive
Your custom page is interactive — adjust the purchase price, down payment, and seller concessions in real time and watch every number update instantly.
Sample Breakdown
Your Monthly Payment
💡 With 2/1 Buydown
Year 1: $1,697/mo · Year 2: $1,797/mo · Year 3+: $1,897/mo
Seller can pay the buydown cost as a concession
Common Questions
Your Strategist
Senior Loan Officer · That Mortgage Guy Team · NMLS #488023
Keith is the architect behind the scenes — the guy who builds your personalized breakdown, runs the scenarios, structures your loan perfectly, and navigates underwriting to ensure a smooth closing. He's closed $310M+ in loans for 2,980+ families because he knows how to get deals done.
Fill out the form above or call Keith directly. Either way, you'll have a custom breakdown of 182 lenders in your hands within 24 hours.
Call Keith — 615-955-0461Keith Goeringer · NMLS #488023 · That Mortgage Guy Team · www.thatmortgageguyteam.com
Licensed in 49 states. Equal Housing Lender.